Blackjack or Twenty-One is played with a standard deck of 52 cards with 6 decks in the shoe. The cards are shuffled after each hand. For the player the object of the game is to draw cards that beat the dealer’s hand and without going over 21. The King, Queen and Jack count as 10 while other cards count at face value except for the Ace, which counts optionally as 1 or 11 as desired by the player. The suits are of no significance.
If the dealer has blackjack and the player doesn't, the player automatically loses.
If the player has blackjack and the dealer doesn't, the player automatically wins.
If both the player and dealer have blackjack then it's a push. (see below)
If neither side has blackjack, then each player plays out his hand, one at a time.
When all the players have finished the dealer plays his hand.
The player makes bets, clicks on the "deal" button and the dealer starts the game. Two cards are dealt to the player. The dealer's second card is dealt face up. If a player has an Ace and any ten-valued card it is a Blackjack and will turn up immediately. The player’s hand is paid one-and-a-half times the bet, unless the dealer also has "Blackjack", in which case it is ‘a push’ and neither wins. (A PUSH is when the dealer and one or more players end with the same point value.)
If the dealer's face up card is an Ace, the players will be given the opportunity to take "insurance". An insurance bet is a wager claiming that the dealer does in fact have a blackjack. This wager is optional and may be in any amount up to half the original bet. If the dealer has a blackjack, the winning insurance bets will be paid two-to-one. The player loses the original bet, unless they also have a blackjack, in which case they can push with the dealer. If the dealer does not have Black Jack, the insurance bets will lose and play will continue.
Whenever the dealer does not have a Blackjack, the players are given the opportunity to improve their hands by taking additional cards. To do so the player clicks on the "HIT" button. A player may hit as many times as desired, as long as the total count of the hand does not exceed 21. When a player is satisfied with their hands, they must hit the "Stand" button (and take no more cards).
With two cards in any given hand, the player may "Double Down" which is to increase the bet by the original wager and may take only one card.
The player may split his first two cards when they have the same value (EG: two tens) and this is called a split. In the case of a split the player may double the wager and have each card be the first card in a new hand. This option is available only when both cards have the same value. Players may split pairs only once and play each hand out for the same bet per hand. When splitting Aces, if a 10 or face card appears it will only pay 1:1, because it's no longer a blackjack.
Once the player has completed their hand, the dealer's hand will be played. Whether the dealer "hits" or "stands" depends upon the count of the dealer's hand (there are no optional situations). The dealer turns his bottom card up and either stands or draws as necessary. The dealer must draw to any count up to and including 16 and stand on 17. The dealer will also stand on all soft 17's. (SOFT 17's are any combination in which and Ace is used as an 11). Should the dealer "BREAK" (the cards total 22 or higher) all remaining hands that have not broken will be paid even money. Once all the bets have been taken or paid and the cards picked up by the dealer, new hands will be dealt and the play begins again.
The player cannot remove their bet after the "Deal" button has been pressed.
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